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Where do you keep your savings?
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Temptation
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PostPosted: Thu Jul 23, 2009 5:48 pm    Post subject: Where do you keep your savings? Add User to Ignore List Reply with quote

I keep mine under my mattress. Shhh... That or in a sock perhaps. Shirley not entrust it with a financial institution?!

Last month it was MUFJ. This month Resona. Customer information is being "lost" and sold as if they're holding auctions.

The interest rates are a joke anyway, so...
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Shonai Ben
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PostPosted: Thu Jul 23, 2009 6:30 pm    Post subject: Add User to Ignore List Reply with quote

what are savings?.......scratches head......
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myhomeuphere
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PostPosted: Thu Jul 23, 2009 6:31 pm    Post subject: Add User to Ignore List Reply with quote

At my local.
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yanpa
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PostPosted: Thu Jul 23, 2009 6:35 pm    Post subject: Add User to Ignore List Reply with quote

In my prosthetic tentacle
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Supermarket Dogfood
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PostPosted: Thu Jul 23, 2009 8:20 pm    Post subject: Add User to Ignore List Reply with quote

Most of my savings are outside Japan. I have a little bit of money here earmarked for an apartment purchase, but no more than that.
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Temptation
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PostPosted: Wed Jul 29, 2009 1:16 pm    Post subject: Add User to Ignore List Reply with quote

More of the same...

Alico Japan said Thursday that credit card data for some of its insurance policyholders are suspected of having been leaked and abused this month. There are about 1,000 cases in which credit card companies have warned Alico of possible abuse of the cards and the contents of as many as 110,000 contracts so far may have been leaked, the Japanese insurer affiliated with American International Group Inc. said, urging customers to carefully check their bills from credit card companies.

Since July 14, Alico Japan has received multiple inquiries from credit card companies about alleged abuses of credit cards related to customers who used them for insurance premium payments. An emergency in-house survey has found that the personal information of customers who used credit cards for premium payments might have been leaked, it said.
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-英雄-
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PostPosted: Fri Aug 07, 2009 4:43 pm    Post subject: Add User to Ignore List Reply with quote

Temptation wrote:
More of the same...

Alico Japan said Thursday that credit card data for some of its insurance policyholders are suspected of having been leaked and abused this month. There are about 1,000 cases in which credit card companies have warned Alico of possible abuse of the cards and the contents of as many as 110,000 contracts so far may have been leaked, the Japanese insurer affiliated with American International Group Inc. said, urging customers to carefully check their bills from credit card companies.

Since July 14, Alico Japan has received multiple inquiries from credit card companies about alleged abuses of credit cards related to customers who used them for insurance premium payments. An emergency in-house survey has found that the personal information of customers who used credit cards for premium payments might have been leaked, it said.


its laughable when the whole nation gets up in arms about google streetview. dumbasses
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kinder
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PostPosted: Fri Aug 07, 2009 5:08 pm    Post subject: Add User to Ignore List Reply with quote

What about this? Anyone have any thoughts?

Foreign Currency Fixed Term Deposits from Lloyds TSB Bank plc, Tokyo Branch, allow you to place and grow your assets safely in a leading British bank with a strong credit rating

http://www.lloydstsb.co.jp/pbd/product/en
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sucks
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PostPosted: Fri Aug 07, 2009 6:45 pm    Post subject: Add User to Ignore List Reply with quote

-英雄- wrote:
Temptation wrote:
More of the same...

Alico Japan said Thursday that credit card data for some of its insurance policyholders are suspected of having been leaked and abused this month. There are about 1,000 cases in which credit card companies have warned Alico of possible abuse of the cards and the contents of as many as 110,000 contracts so far may have been leaked, the Japanese insurer affiliated with American International Group Inc. said, urging customers to carefully check their bills from credit card companies.

Since July 14, Alico Japan has received multiple inquiries from credit card companies about alleged abuses of credit cards related to customers who used them for insurance premium payments. An emergency in-house survey has found that the personal information of customers who used credit cards for premium payments might have been leaked, it said.


its laughable when the whole nation gets up in arms about google streetview. dumbasses


I am reliably informed that there will be a tricycle
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Temptation
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PostPosted: Fri Aug 07, 2009 6:54 pm    Post subject: Add User to Ignore List Reply with quote

kinder wrote:
What about this? Anyone have any thoughts?

Foreign Currency Fixed Term Deposits from Lloyds TSB Bank plc, Tokyo Branch, allow you to place and grow your assets safely in a leading British bank with a strong credit rating

http://www.lloydstsb.co.jp/pbd/product/en


Would the government still be able to empty the account to get our overdue city tax, for example? Also, I tried opening an account with Armo/Rabo(?) In Holland last year when I was there, but was told I couldn't as I no longer live there. For now I stash my cash in the holes of toilet rolls. Pretty sure any 'dorobo' won't look there either. Shhh. Don't tell anyone.
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sucks
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PostPosted: Fri Aug 07, 2009 6:55 pm    Post subject: Add User to Ignore List Reply with quote

Temptation wrote:
kinder wrote:
What about this? Anyone have any thoughts?

Foreign Currency Fixed Term Deposits from Lloyds TSB Bank plc, Tokyo Branch, allow you to place and grow your assets safely in a leading British bank with a strong credit rating

http://www.lloydstsb.co.jp/pbd/product/en


Would the government still be able to empty the account to get our overdue city tax, for example? Also, I tried opening an account with Armo/Rabo(?) In Holland last year when I was there, but was told I couldn't as I no longer live there. For now I stash my cash in the holes of toilet rolls. Pretty sure any 'dorobo' won't look there either. Shhh. Don't tell anyone.


not if you don't tell them about the account Idea
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Supermarket Dogfood
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PostPosted: Sat Aug 08, 2009 11:07 am    Post subject: Add User to Ignore List Reply with quote

kinder wrote:
What about this? Anyone have any thoughts?

Foreign Currency Fixed Term Deposits from Lloyds TSB Bank plc, Tokyo Branch, allow you to place and grow your assets safely in a leading British bank with a strong credit rating

http://www.lloydstsb.co.jp/pbd/product/en


There's a currency risk, and you'll generally get a better interest rate overseas.
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Temptation
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PostPosted: Sat Aug 08, 2009 11:28 am    Post subject: Add User to Ignore List Reply with quote

Sucks was right...

Japanese credit card company Mitsubishi UFJ Nicos Co said Thursday it has lost key information on around 197,000 customers but added it is unlikely that the data have been leaked to outside sources and misused in online transactions. The latest incident is likely to trigger calls for a more reliable system for information management, especially since it follows a recent disclosure by Alico Japan of possible credit card fraud due to widespread leakage of customer data.

Mitsubishi UFJ Nicos said an internal investigation had found that the company may have mistakenly discarded the client data, which were stored in a recording medium, between 2002 to 2005 when old papers were thrown away. The data were compiled between 1993 and 2001 and include the names, addresses and bank account numbers of current and former holders of Nicos and UFJ brand cards. The lost data do not include personal identification numbers for the credit cards, the company said. But since the data were stored on computer output microfilm, or COMfiche, requiring a special device to read the information, a leak is unlikely, the company said, adding it has not received any suspicious related inquiries so far.

http://www.japantoday.com/category/business/view/mitsubishi-ufj-nicos-reports-data-on-197000-clients-missing
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kinder
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PostPosted: Fri Aug 28, 2009 10:31 pm    Post subject: Add User to Ignore List Reply with quote

Supermarket Dogfood wrote:
kinder wrote:
What about this? Anyone have any thoughts?

Foreign Currency Fixed Term Deposits from Lloyds TSB Bank plc, Tokyo Branch, allow you to place and grow your assets safely in a leading British bank with a strong credit rating

http://www.lloydstsb.co.jp/pbd/product/en


There's a currency risk, and you'll generally get a better interest rate overseas.


Forgive the dumb question... but what do you mean by "there's a currency risk" ?
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Wage Slave
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PostPosted: Fri Aug 28, 2009 10:55 pm    Post subject: Add User to Ignore List Reply with quote

kinder wrote:
Supermarket Dogfood wrote:
kinder wrote:
What about this? Anyone have any thoughts?

Foreign Currency Fixed Term Deposits from Lloyds TSB Bank plc, Tokyo Branch, allow you to place and grow your assets safely in a leading British bank with a strong credit rating

http://www.lloydstsb.co.jp/pbd/product/en


There's a currency risk, and you'll generally get a better interest rate overseas.


Forgive the dumb question... but what do you mean by "there's a currency risk" ?


Exchange rates change and a lot sometimes. That is no problem if you have opened an account in the currency you want to have when you want to withdraw it. However, if you open an account in say, swiss francs to get the interest you might find that (say) the aus dollar which you want to spend has lost far more value than the interest you have accumulated.

The other bit is that if you avoid the currency risk by changing to (say) aus dollars now then you can probably get a better interest rate by putting it in an account in Australia rather than an aus dollar account here in Tokyo.
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